To transact, you need to deposit money in your M-PESA account at an agent outlet. The agent will do this transaction for you using their handset.
To put money into your M-PESA account you will:
- Go to an authorized M-PESA agent with your phone and original ID.
- Inform the agent how much you wish to deposit.
- They will use their agent phone to send you e-money in exchange for cash.
- You and your agent will receive an SMS from M-PESA confirming the transaction
To send PESA you must first deposit money into your own account. You cannot deposit money directly into another person’s M-PESA account.