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Mpesa Rates – Safaricom mpesa transaction charges and tariffs (Withdrawal and Transfer)

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Safaricom Mpesa Rates

Safaricom mpesa rates, fees, charges and tariffs for withdrawal and transfer will depend on the amount you are sending or withdrawing.

You can use your M-PESA menu to buy airtime for your phone, or for someone else. This service is free and you will only pay for the airtime purchased. Here are the safaricom mpesa rates …

MPesa Charges – Safaricom mpesa transactional charges and tariffs

Min Max Transfer to other
M-PESA Users

Transfer to


10 49 1 N/A N/A
50 100 3 N/A 10
101 500 11 66 27
501 1,000 15 66 27
1,001 1,500 25 66 27
1,501 2,500 40 66 27
2,501 3,500 55 88 49
3,501 5,000 60 105 66
5,001 7,500 75 143 82
7,501 10,000 85 171 110
10,001 15,000 95 220 159
15,001 20,000 100 237 176
20,001 25,000 110 275 187
25,001 30,000 110 275 187
30,001 35,000 110 275 187
35,001 40,000 110 N/A 275
40,001 45,000 110 N/A 275
45,001 50,000 110 N/A 275
50,001 70,000 110 N/A 330
ATM Withdrawal
Transaction Range (Ksh)
Min Max Customer Charge
200 2,500 33
2,501 5,000 66
5001 10,000 110
10,001 20,000 193
Other Transactions Ksh
All Deposits FREE
M-PESA Registration FREE
Buying Airtime through M-PESA FREE
M-PESA Balance Enquiry 1
Change M-PESA PIN 22


  • Maximum Account Balance is Ksh 100,000
  • Maximum Daily Transaction Value is Ksh 140,000.Maximum per transaction is Ksh70,000
  • You cannot withdraw less than Ksh 50 at an M-PESA agent outlet
  • To transact, your Safaricom line and M-PESA account must be active
  • At an agent outlet, you cannot deposit money directly into another M-PESA customer’s account
  • You earn Bonga points when you transact on M-PESA.
  • To register or transact at any M-PESA Agent outlet, you will be required to produce your original identification document, i.e., National ID, Passport, Military ID, Diplomatic ID or

Safaricom Mpesa Charges,  Rates and Tariffs

New Mpesa Rates – What are the new Safaricom charges about?

With the new Mpesa rates, you now have the choice to select from more bands when you want to send money via M-PESA.

Mpesa Transfer Charges – Why can’t I transfer over Ksh35,000 to unregistered subscribers?

Due to Know Your Customer (KYC)/Anti Money Laundering (AML) policy set by the Central Bank of Kenya, we do not have the mandate to allow transfers of amounts over Ksh35,000.

Mpesa Rates – With the changes in tariffs, have you increased the amounts one can send?

No, the maximum amount one can send remains the same. You can send up to Ksh70,000 in one transaction. The maximum you can send in a day is Ksh140,000. You can only hold up to Ksh100,000 in your M-PESA account.

Mpesa Charges – What is the lowest amount of money I can send on M-PESA?

Exciting Articles

You can now send as little as Ksh10 on M-PESA. You can also make both payments at kiosks and micro-payments within the lower bands

Mpesa Rates – How much will it cost me to send Ksh 10?

Mpesa rates charges and tariffs

Mpesa rates charges and tariffs

It will cost you Ksh1 to send any amount between Ksh10 and Ksh50.

Mpesa Rates – How much will I be charged to send 1000 shillings?

The cost of sending between Ksh 501 to Ksh 5,000 is Ksh 15.

Mpesa Withdrawal Charges – How much does it cost to withdraw Ksh50?

It will now cost you Ksh 10 to withdraw between Ksh 50 and Ksh 100.

Mpesa Charges – How much will it cost me to withdraw Ksh 100?

The cost of withdrawing is Ksh 10 for registered M-PESA customers.

Mpesa Withdrawal Charges – Can I still withdraw at an ATM?

Yes you can. You are allowed to make multiple cash withdrawals from the ATM. However the maximum withdrawal amount is limited to Ksh70,000 per day. Withdrawals vary from Ksh20,000-Ksh30,000 depending on the ATM.

M-pesa Tarrifs – How do I know what else has changed with the tariffs?

Visit your agent outlet for more details on the tariffs. You can also visit our website or call M-PESA customer care on 234.

Mpesa rates 2014 – When will the new tariffs take effect?

The new tariffs take effect on 21st August 2014.