Unison Sacco Society Ltd Description
Unison Sacco Society Ltd Previously known as Laikipia Teachers Sacco is a leading Sacco that empowers and stands with its members to grow wealth and prosper.
The SACCO was established in 1977 under the name Laikipia Teachers Sacco. It later rebranded to Unison Sacco in 2014. The Sacco draws members from TSC, Civil Servants, private schools/institution employees, corporates, Micro-credit groups and individual business entrepreneurs capable of making regular contributions. Unison Sacco is licensed as a deposit-taking Sacco by Sara.
The SACCO operates within the legal requirements regarding the provision of financial services in Kenya. Savings and Credit Organisations in Kenya are regulated by the Commissioner for Co-operatives and Marketing. In addition, the SACCO is regulated as a deposit-taking Sacco by the Sacco Societies Regulatory Authority as provided by The Sacco Societies Act 2008.
In 1977, a group of teachers came together to start a movement that would bolster its prosperity agenda. This movement came to be known as Laikipia Teachers Sacco. These visionary pioneers were inspired by an abiding belief that by pooling resources together, they would acquire assets and start income-generating projects.
Formed at a time when Saccos were grappling with governance challenges across the country, the SACCO withstood challenges, growing membership and by extension, savings and loan book, by leaps and bounds. Following the liberalization of the co-operative movement; the Sacco has been able to recruit its membership from other Government departments, private companies, and entrepreneurs though initially membership was restricted to teachers, Unison now has over 30,000 members
Unison Sacco Society Ltd
Unison Sacco Society Ltd Vision
To be the leading financial service provider contributing to community economic empowerment in Kenya
Unison Sacco Society Ltd Mission
To mobilize resources for the provision of quality, affordable and efficient financial services to our clients and other stakeholders
Unison Sacco Society Ltd Core Values
- Quality service
- Initiative and proactive
- Accountability and transparency
- Partnership and collaboration
Unison Sacco Society Ltd Products and Services
Unison Sacco Society Ltd:
♦ Ordinary Saving Account
♦ Junior Star Account
♦ Imani Saving Account
♦ Season Saving Account
♦ Save As You Earn
♦ Fixed Deposit Account
♦ iashara Current Account
Account Opening Requirements:
♦ Original and copy of national ID or passport
♦ Passport photograph (taken at the branch)
♦ Copy of PIN Certificate (KRA)
Corporates And Formally Registered Organizations
♦ For companies, Memorandum And Articles Of Association, Registration Certificate, and directors resolutions are required
♦ Original and copies of AOA, MOA or by-laws
♦ Certificate of incorporation/registration
♦ Resolution to open an account at UNISON SACCO
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♦ Signature mandate(s)
♦ Photo of the account holder or agents/attorney
♦ Original and copies of Directors ID/passport
♦ KRA PIN certificate
♦ In case of groups the minutes to be certified by the CDA
♦ Normal Loan
♦ School fees loan
♦ Emergency loan
♦ Development Loan
♦ Preferential Loan
♦ Loan Type
♦ Salary In Advance
♦ Salary Advance
♦ Dividend Advance
♦ Fosa short Terms Fosa Flex & Express
♦ Settlement Loan
♦ Personal Loan
♦ Fosa Prime Loan
♦ Fosa & Normal Loan Advance
♦ Fanikisha loan
Micro Finance Products:
♦ Biashara Loan
♦ Biashara plus
♦ Masomo loan
♦ Chama Loan
♦ Jasiri Loan
♦ Asset Financing
Unison Sacco Society Ltd Corporate Social Responsibility
The SACCO believeS that true wealth is the good that we do here on earth. The SACCO has given to several causes namely: spearheaded the following transformative initiatives:
♦ NEEDY CHILDREN – The Sacco has in the past supported the Nanyuki Children’s Home
♦ FUNDRAISING CAUSES – The Sacco has supported fundraising drives aimed at supporting the Nanyuki Hospice Project.
Frequently Asked Questions About Unison Sacco
Who is eligible to access Unison Sacco Credit facilities?
Unison Sacco loans are accessible to all of its members admitted in accordance with its membership policy.
When does a member become eligible for a loan?
A member becomes eligible after a minimum of three months, and if he qualifies all the specifics for the requested amount.
Can a member use dividends or interest rebates to clear loans?
Yes, by communicating the same writing.
What are the acceptable Securities for a loan?
- Deposits in the SACCO
What is the role of a guarantor?
What are available disbursement channels?
- EFT(Electronic Funds Transfer)
- RTGS(Real Time Gross Settlement)
- Cash withdrawal from the teller
Unison Sacco Society Ltd Contacts
Unison Sacco Society Ltd Branches and Contacts
P.O Box 613 – 20300 Nyahururu – Kenya
065-2032119, 0725 453 123
Wiyumiririe – Kenya
0702 605 248
Kinamba, Nyahururu,- Kenya
0702 689 532
Timau – Kenya
0702 689 209
Rumuruti – Kenya
0705 488 884
Sipili – Kenya
0724 212 281
Naro-moru, – Kenya
0724 212 282