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Mbao pension plan


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Mbao  pension plan is a voluntary programme introduced by the Retirement Benefits Authority (RBA) for those in the medium and small micro enterprises (jua kalr) to help its members to save regularly for their retirement. It is called ‘Mbao’ to refer to its Kshs 20 (24 US cents) daily minimum contribution.

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Members join the scheme by paying Kshs100 ($1.18) registration fee and committing to save at least /(shs10O ($1.18) every week through mobile phone money transfer services, Safaricom’s M-Pesa and Airtel’s  Airtel Money. Other modes of payment will be introduced later. The Kenya Commercial Bank group is the plan’s corporate trustee and custodian, Co-op Trust Investment Services Limited are the investment managers and Eagle Africa Insurance Brokers are the administrators.



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